Etiqa Invest achiever Review

The complete Pros and Cons on Etiqa Invest achiever

Introducing Etiqa Invest Achiever, a flexible investment-linked life policy with low entry requirements. Start investing with just $200 per month and be rewarded with multiple bonuses for loyalty.

Enjoy start-up bonuses of up to 64% of your annual premium in the first 2 years, and receive a yearly power-up bonus. Switch sub-funds without charges and enjoy coverage for death and disability without health checks.

Etiqa Invest achiever product details

  • Life Policy – Investment-linked policy
  • Flexible Premium Payment Terms
    • You can choose to pay premiums for 3, 5, 10, 15 or 20 years for a policy term up to age 100
  • Low Barrier to Entry – investing doesn’t require a fortune
    • Start investing from as low as $200 per month
  • Multiple Bonuses – kickstart your investments and be rewarded for loyalty
    • Start-up Bonus
      • Receive start-up bonuses of up to 64% of your annual premium in the first 2 years
    • Power-up Bonus
      • Receive yearly 1.91% per annum of account value from the 11th policy year onwards
  • Monthly Income Benefit – retirement income option
    • You can choose to receive a monthly income by withdrawing from your funds after your selected premium payment term
  • Flexibility In An Investment-linked Policy
    • You have the choice to switch ILP sub-funds at any time without additional charges
  • Life Contingency Benefit – under a life contingency event; if needed:
    • You can make a partial withdrawal from this ILP with partial withdrawal charge waived
    • You can stop paying premiums for up to 12 months with premium shortfall charge waived
  • Death and Total and Permanent Disability Coverage
    • Be covered against Death Or TPD at the higher of 105% of net premiums paid or the account value
  • Ease of Application
    • No health checks are required to take up Etiqa Invest achiever

Read aboutInvestment-Linked Policy: Is it the best option?

Read about: 3 best Investment Linked Policies in Singapore (Updated)

Features of Etiqa Invest achiever at a glance

Cash and Cash Withdrawal Benefits

  • Cash value: Yes
  • Cash withdrawal benefits: Yes

Health and Insurance Coverage

  • Death: No
  • Total Permanent Disability: No
  • Terminal Illness: No
  • Critical Illness: No
  • Early Critical Illness: No

Health and Insurance Coverage Multiplier

  • Death: No
  • Total Permanent Disability: No
  • Terminal Illness: No
  • Critical Illness: No
  • Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to Etiqa website. Alternatively, fill up the form below and let us advise accordingly.

Read aboutEffects of compounding returns on your investments

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Etiqa Invest achiever may be suitable if you are looking for

Etiqa Invest achiever may potentially be a good fit if the following matters to you:

  • To participate in the long-term financial returns of investing
  • A full-forced investment-linked policy with no insurance coverage
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compared to traditional Endowment and Whole Life policies.
  • Insurance options without medical underwriting

Read about: An introduction to Investment Linked Policy

NEW Feature: Compare investment-linked policies across insurance companies using the CompareNOW feature on

Etiqa Invest achiever may not suitable if you are looking for

Etiqa Invest achiever may potentially be a bad fit if the following matters to you:

  • Health and Protection coverage
  • High Death and Terminal Illness coverage
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Guaranteed financial returns in the long run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

Further considerations on Etiqa Invest achiever

  • How is Etiqa or Etiqa Invest achiever investment returns based on historical performance?
  • How does Etiqa Invest achiever compare with Endowment policies from other insurance companies?
  • Can Etiqa Invest achiever fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features of Etiqa Invest achiever. Talk to us or seek advice from a financial adviser before making any decision about Etiqa Invest achiever.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Where can I compare the payout and benefits of Investment Linked Policies?

Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits, and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Use our Compare NOW feature to receive the most competitive quotes on Investment linked Policies.

Alternatively, you just need to provide us with a couple of details below.

Is Etiqa Invest achiever suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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    Before you go...
    Etiqa Invest achiever may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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