Great Eastern Flexi Goal Review

The complete Pros and Cons on Great Eastern Flexi Goal

Great Eastern Flexi Goal is an endowment insurance plan that offers up to 4.04% per annum of guaranteed and non-guaranteed returns while covering you against Death, TPD, and TI.

Premiums start from $109 a month and you can select a policy and premium payment term according to your requirements.

Great Eastern Flexi Goal product details

  • Life policy – Endowment and Saving policy
  • Coverage
    • Be covered 105% of total standard premiums paid and guaranteed surrender value against Death, Total and Permanent Disability, and Terminal Illness
  • High Potential Returns
    • Enjoy high returns up to 4.04% per annum upon policy maturity
    • Enjoy capital guaranteed upon maturity
    • Enjoy guaranteed and non-guaranteed returns
  • Highly Customizable
    • Premiums starting at $109 per month
    • Limited-pay; pay premiums over 5 or 10 years and let accumulate till your chosen maturity date or
    • Full-pay; pay premiums from 10 to 40 years and the policy will mature thereafter
  • Hassle-free application
    • Guaranteed acceptance with no health questions asked

Read aboutEndowment and Saving policy: How does it work?

Read aboutEndowment and Saving policy: Is it the best option?

Features of Great Eastern Flexi Goal at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

  • Payer Benefit
  • Premium Waiver

Additional Features and Benefits


For further information and details, refer to Great Eastern website. Alternatively, fill-up the form below and let us advise accordingly.

Read aboutEffects of compounding returns on your saving

Read aboutWhere do I start with financial planning

Great Eastern Flexi Goal may be suitable if you are looking for

Great Eastern Flexi Goal may potentially be a good fit if the following matters to you:

  • A hassle-free application without medical underwriting
  • Short to medium term endowment and savings plan
  • To saving regularly over a period of time
  • To potentially generate higher financial returns compared to bank accounts

Great Eastern Flexi Goal may not be suitable if you are looking for

Great Eastern Flexi Goal may potentially be a bad fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • High insurance coverage for Death, Total and Permanent Disability, or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or
  • Lifetime regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Read AboutHow can I accumulate a million dollar (Realistically)

Further considerations on Great Eastern Flexi Goal

  • How is Great Eastern or Great Eastern Flexi Goal investment returns based on historical performance?
  • How does Great Eastern Flexi Goal compare with Endowment policy from other insurance companies?
  • Can Great Eastern Flexi Goal fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features on Great Eastern Flexi Goal. Talk to us or seek advice from a financial adviser before making any decision about Great Eastern Flexi Goal.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read aboutHow can I accumulate a million dollar (Realistically)

Read About3 best Savings plans and endowment policies in Singapore (updated Jan 2023)

Where can I compare the payout and benefits of saving plans and endowment policies?

Before committing to an insurance policy, it certainly pays to make an effort to compare. Specific product features, benefits and payouts will differ more than you think across insurance companies. Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

Use our Compare NOW feature to receive the most competitive quotes on saving plans and endowment policies.

Alternatively, you just need to provide us with a couple of details below.

more on financial planning
1 of 10

Is Great Eastern Flexi Goal suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

Singapore insurance companies

more endowment savings plan here
1 of 61
Personalised savings plans

Maximise your wealth with the best savings plans!

Personalised savings plans


Before you go...
Great Eastern Flexi Goal may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
Need help?
close slider

Need help?