Manulife CI FlexiCare Review

The complete Pros and Cons on Manulife CI FlexiCare

Manulife CI FlexiCare offers you health coverage that best suits your needs. Covering you for 126 critical illnesses (CI) including early, intermediate and advanced stages. Manulife CI FlexiCare also has the ability to restart your coverage, if you add on the Cover Me Again Booster Rider.

Manulife CI FlexiCare product details

  • Non-participating policy – Stand-alone Policy (Health Insurance)
  • Coverage
    • Covers up to 126 critical illness conditions across Early, Intermediate and Advanced stages, up to S$250,000 per claim
  • Additional Coverage
    • Receive a one-time payout of 200% of the basic sum insured upon diagnosis of Advanced Stage CI
  • Cover Me Again Booster Rider
    • Cover Me Again benefit covers up to 4 times for another Critical Illness condition
    • Recurring / Relapse Major CI benefit covers up to 2 times for a repeated Advanced Stage CI condition (for top 6 recurring conditions)
  • Flexibility of Coverage Terms
    • Choice of 4 coverage terms: Till age 65, 75, 85 and 99
  • Recovery Care Plus Benefit
    • Receive a payout for Intensive Care Unit (ICU) or ICU plus High Dependency Unit (HDU)5 stay for a total of 4 consecutive days or more in one hospital admission, up to S$25,000
  • Free Coverage for Your Child
    • Receive a payout of S$10,000 in the event your child is diagnosed with Advanced Stage CI

Read About3 things to consider before taking up a new financial product

Features of Manulife CI FlexiCare at a glance

Cash and Cash Withdrawal Benefits 

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: Yes
Early Critical Illness: Yes

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

Premium Waiver Riders
Cover Me Again Booster Riders

Additional Features and Benefits


For further information and details, refer to Manulife website. Alternatively, fill up the form below and let us advise accordingly.

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    Before you go...
    Manulife CI FlexiCare may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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