Manulife Manulink Enrich Review

The complete Pros and Cons on Manulife Manulink Enrich

Manulife Manulink Enrich product details

Manulife Manulink Enrich Rating on [usr=3.05]
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Read About: 3 best Investment Linked Policies in Singapore (updated 2023)

  • Life Policy – Investment-linked policy
  • Manulink Enrich is a regular premium investment-linked policy that let you personalise your protection, adjust it to your needs, and stretch your money to prepare for your future – all in one plan
  • Get a head-start with 100% of your premium being invested right from the beginning
  • Get rewarded with extra units allocation in later years to boost your investment – 102% of unit allocation rate after 3 years of regular premium payment. This unit allocation will be increased to 105% after 6 years of premium payment
  • Flexibility to choose from 3 levels of protection.
  • Adjust your coverage up to 250 times of annual premium for certain ages, with choice to increase protection at major life events without medical check-up
  • Flexibility and control over your investment with an easy start-up from S$100/monthly
  • Enjoy the flexibility and control over your investment. You can make investment top-ups to put your spare cash to better use, enjoy unlimited and automatic free fund switches, and automatic fund rebalancing to your pre-selected allocations

Manulife Manu link Enrich is a common search alternative for Manulife Manulink Enrich.

Read AboutHow does Investment-Linked Policy work?

Read AboutInvestment-Linked Policy: Is it the best option?

Features of Manulife Manulink Enrich at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to Manulife website. Alternatively, fill up the form below and let us advise accordingly.

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Manulife Manulink Enrich may be suitable if you are looking for

Manulife Manulink Enrich may potentially be a good fit if the following matters to you:

  • Initial high protection for Death and Terminal Illness coverage at an affordable premium.
  • Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
  • Health and Protection coverage due to a shortfall in your Insurance Portfolio.
  • To participate in the long-term financial returns of investing.
  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.

Manulife Manulink Enrich may not be suitable if you are looking for

Manulife Manulink Enrich may potentially be a bad fit if the following matters to you:

  • Life-long health and protection coverage due to increasing mortality charges.
  • Guaranteed financial returns in the long-run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

Further considerations on Manulife Manulink Enrich

  • How are the investment returns of Manulife or Manulife Manulink Enrich based on historical performance?
  • How good is Manulife Manulink Enrich compared to Investment Linked Policy from other insurance companies?
  • Can Manulife Manulink Enrich fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Manulife Manulink Enrich. Talk to us or seek advice from a financial adviser before making any decision about Manulife Manulink Enrich.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read AboutHow can I accumulate a million dollar (Realistically)

Read About: 3 best Investment Linked Policies in Singapore (updated 2023)

Is Manulife Manulink Enrich suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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    Before you go...
    Manulife Manulink Enrich may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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