Manulife Manulink Investor Review

The complete Pros and Cons on Manulife Manulink Investor

Manulife Manulink Investor product details

  • Life Policy – Investment-linked policy
  • Single premium
  • No insurance charges or policy fee
  • Guaranteed acceptance regardless of your health status
  • Low starting investment from S$5,000 with wide range of funds to match your risk profile
  • Choose to invest using cash, CPFIS Ordinary Account/Special Account or Supplementary Retirement Scheme
  • Flexibility to suit your needs:
    • Make ad-hoc top up or do recurring single premium(RSP) to take advantage of dollar cost averaging
    • Withdraw your investments in part or in full at no additional charges
    • Switch between funds free of charge


Manulife Manu link Investor is a common search alternative for Manulife Manulink Investor.

Read AboutHow does Investment-Linked Policy work?

Read AboutInvestment-Linked Policy: Is it the best option?

Features of Manulife Manulink Investor at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to Manulife website. Alternatively, fill-up the form below and let us advise accordingly.

Read AboutEffects of compounding returns on your investments

Manulife Manulink Investor may be suitable if you are looking for

Manulife Manulink Investor may potentially be a good fit if the following matters to you:

  • A one-time premium commitment with no further cash commitment
  • A CPF fund investment vehicle
  • To participate in the long-term financial returns of investing.
  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compared to traditional Endowment and Whole Life Policy.

Manulife Manulink Investor may not be suitable if you are looking for

Manulife Manulink Investor may potentially be a bad fit if the following matters to you:

  • Initial high protection for Death and Terminal Illness coverage at an affordable premium.
  • Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
  • Health and Protection coverage due to a shortfall in your Insurance Portfolio.
  • Guaranteed financial returns in the long-run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

Further considerations on Manulife Manulink Investor

  • How are the investment returns of Manulife or Manulife Manulink Investor based on historical performance?
  • How good is Manulife Manulink Investor compared to Investment Linked Policy from other insurance companies?
  • Can Manulife Manulink Investor fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Manulife Manulink Investor. Talk to us or seek advice from a financial adviser before making any decision about Manulife Manulink Investor.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Manulife Manulink Investor suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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    Before you go...
    Manulife Manulink Investor may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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