NTUC Income FlexiLink Review

The complete Pros and Cons on NTUC Income FlexiLink

NTUC Income FlexiLink product details

  • Life Policy – Investment-linked policy
  • A flexible single premium investment plan that lets you start with just $5,000 of your CPF savings
  • Pays the basic benefit or cash-in value, whichever is higher, in the event of death or total and permanent disability (TPD before age 70)
  • You have the freedom to change the amount you want to save each time, to top-up your investment with a lump sum or to withdraw some of your investment, as often as you wish. You will not be charged for the first two fund switches you make in a year

NTUC Income Flexi Link is a common search alternative for NTUC Income FlexiLink.

Read AboutHow does Investment-Linked Policy work?

Read AboutInvestment-Linked Policy: Is it the best option?

Features of NTUC Income FlexiLink at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to NTUC Income website. Alternatively, fill up the form below and let us advise accordingly.

Read AboutEffects of compounding returns on your investments

NTUC Income FlexiLink may be suitable if you are looking for

NTUC Income FlexiLink may potentially be a good fit if the following matters to you:

  • A one-time premium commitment with no further cash commitment
  • Usage of CPF funds in an investment vehicle
  • To participate in the long-term financial returns of investing.
  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.

NTUC Income FlexiLink may not suitable if you are looking for

NTUC Income FlexiLink may potentially be a bad fit if the following matters to you:

  • Initial high protection for Death and Terminal Illness coverage at an affordable premium.
  • Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
  • Health and Protection coverage due to a shortfall in your Insurance Portfolio.
  • Guaranteed financial returns in the long-run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

Further considerations on NTUC Income FlexiLink

  • How are the investment returns of NTUC Income or NTUC Income FlexiLink based on historical performance?
  • How good is NTUC Income FlexiLink compared to Investment Linked Policy from other insurance companies?
  • Can NTUC Income FlexiLink fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on NTUC Income FlexiLink. Talk to us or seek advice from a financial adviser before making any decision about NTUC Income FlexiLink.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is NTUC Income FlexiLink suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

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    Before you go...
    NTUC Income FlexiLink may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

     

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