NTUC Income Gro Sure Saver

The complete Pros and Cons on NTUC Income Gro Sure Saver

NTUC Income Gro Sure Saver lets you enjoy protection while you save with guaranteed yearly cash benefits from the end of the 2nd policy year.

NTUC Income Gro Sure Saver product details

  • Life policy – Endowment and Saving policy
  • Flexible Premium Terms
    • Choose a premium term of 15 to 25 years for a policy term of that long
  • Guaranteed Yearly Cash
    • Receive guaranteed yearly payouts from the end of the 2nd year onwards
    • Spend these payouts as you wish or reinvest them at the prevailing rates for higher returns
  • Insurance Coverage
    • Be covered the sum assured, any accumulated payouts, guaranteed returns, and non-guaranteed bonuses against Death, Total and Permanent Disability and Terminal Illness
  • Optional Riders
    • Hospital CashAid
    • Essential Protect
    • Payor Premium Waiver
    • Enhanced Payor Premium Waiver
    • Dread Disease Premium Waiver

Read AboutEndowment and Saving policy: How does it work?

Read AboutEndowment and Saving policy: Is it the best option?

Features of NTUC Income Gro Sure Saver at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

Hospital CashAid
Essential Protect
Payor Premium Waiver
Enhanced Payor Premium Waiver
Dread Disease Premium Waiver

Additional Features and Benefits

Yes.

For further information and details, refer to NTUC Income website. Alternatively, fill-up the form below and let us advise accordingly.

Read AboutEffects of compounding returns

Read About3 things to consider before taking up a new financial product

NTUC Income Gro Sure Saver may be suitable if you are looking for

NTUC Income Gro Sure Saver may potentially be a good fit if the following matters to you:

  • A hassle-free application without medical underwriting
  • Medium to long term endowment and savings plan
  • To saving regularly over a period of time
  • To potentially generate higher financial returns compared to bank accounts
  • Regular cash payouts from the end of the 2nd year onwards
  • Liquidity or flexibility of withdrawal in your Insurance policy (yearly cash payouts)
  • Savings plan with insurance coverage against Death, Total and Permanent Disability and Terminal Illness

NTUC Income Gro Sure Saver may not be suitable if you are looking for

NTUC Income Gro Sure Saver may potentially be a bad fit if the following matters to you:

  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • High insurance coverage for Death, Total and Permanent Disability or Terminal Illness
  • Insurance coverage for Early Critical Illness or Critical Illness
  • A one-time premium commitment with no further cash commitment
  • Potentially higher financial returns compared to a pure investment product.
  • Insurance policy with a high surrender value in the early years of the policy.

Further considerations on NTUC Income Gro Sure Saver

  • How are NTUC Income or NTUC Income Gro Sure Saver investment returns based on historical performance?
  • How does NTUC Income Gro Sure Saver compare with Endowment policies from other insurance companies?
  • Can NTUC Income Gro Sure Saver fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features on NTUC Income Gro Sure Saver. Talk to us or seek advice from a financial adviser before making any decision about NTUC Income Gro Sure Saver.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is NTUC Income Gro Sure Saver suitable for me?

Contact InterestGuru using the form below. Our panel of Independent financial planners will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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Before you go...
NTUC Income Gro Sure Saver may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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