Prudential PRUActive LinkGuard Review

The complete Pros and Cons on Prudential PRUActive LinkGuard

Prudential PRUlink PRUActive LinkGuard product details

  • Life Policy – Investment-linked policy
  • Get twice as much protection against death, terminal illness and total permanent disability before age 50.
  • Adjust your coverage, make regular or lump sum top-ups. or partial withdrawals when needed.
  • Peace of mind knowing that your protection remains secured in a volatile market for the first 10 years.

Prudential PRU link supersaver account is a common search alternative for Prudential PRU link supersaver account.

Read AboutHow does Investment-Linked Policy work?

Read AboutInvestment-Linked Policy: Is it the best option?

Features of Prudential PRUActive LinkGuard at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

  • Crisis Care
  • Crisis Protect

Additional Features and Benefits


For further information and details, refer to Prudential website. Alternatively, fill up the form below and let us advise accordingly.

Read AboutEffects of compounding returns on your investments

Prudential PRUActive LinkGuard may be suitable if you are looking for

Prudential PRUActive LinkGuard may potentially be a good fit if the following matters to you:

  • Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • To participate in the long-term financial returns of investing.
  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compared to traditional Endowment and Whole Life Policy.

Prudential PRUActive LinkGuard may not be suitable if you are looking for

Prudential PRUActive LinkGuard may potentially be a bad fit if the following matters to you:

  • Insurance options without medical underwriting
  • Guaranteed financial returns in the long-run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

Further considerations on PRUActive LinkGuard

  • How are the investment returns of Prudential or Prudential PRUActive LinkGuard based on historical performance?
  • How good is Prudential PRUActive LinkGuard compared to Investment Linked Policy from other insurance companies?
  • Can Prudential PRUActive LinkGuard fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Prudential PRUActive LinkGuard. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUActive LinkGuard.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Prudential PRUActive LinkGuard suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Before you go...
    Prudential PRUActive LinkGuard may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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