Prudential PRUActive Protect Review

The complete Pros and Cons on Prudential PRUActive Protect

Prudential PRUActive Protect is a term life critical illness insurance plan that covers you against 37 critical illnesses up to age 99 with other benefits and riders for more comprehensive coverage.

Prudential PRUActive Protect product details

  • Coverage
    • Receive coverage against 37 critical illnesses
    • Choose to be covered from 10 years up to 99 years
  • Crisis Care Accelerator Benefit
    • Receive a payout upon undergoing surgery due to serious illness or accidents affecting major organs resulting in ICU stay for 3 days
  • Child Cover Benefit
    • Complimentary coverage for your child if both you and your spouse has PRUActive Protect
  • Spouse Wavier Benefit
    • One year premium waiver when your spouse is diagnosed with a critical illness


Read About3 things to consider before taking up a new financial product

Features of Prudential PRUActive Protect at a glance

Cash and Cash Withdrawal Benefits 

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: Yes
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

  • Protect Plus
  • Early Protect
  • Early Protect Plus
  • Life Protect Plus
  • Severe Infections Protect

Additional Features and Benefits



For further information and details, refer to Prudential website. Alternatively, fill up the form below and let us advise accordingly.

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Is Prudential PRUActive Protect suitable for me?

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    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

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    Before you go...
    Prudential PRUActive Protect may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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