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Prudential PRUFirst Promise Review

The complete Pros and Cons on Prudential PRUFirst Promise

Prudential PRUFirst Promise Review is a bundled maternity plan comprising of PRUMum and PRUActive Life III to protect both mum and baby through pregnancy and beyond.

Prudential PRUFirst Promise Review product details

  • Non-participating policy – Term policy
  • A bundled maternity plan consisting of PRUMum and PRUActive Life III. This plan is for expecting mums who are between 13 to 36 weeks of their pregnancy.
  • PRUMum provides coverage for pregnancy complications, congenital illnesses, mental wellness care, gestational diabetes mellitus and hospital care benefits.
  • Transfer of PRUActive Life III from mum to baby without underwriting, providing baby comprehensive protection against Death, Terminal Illness and Total and Permanent Disability.
  • Get protection for 13 pregnancy complications and cover the costs of Psychological Consultations and Postpartum Depression diagnosis.
  • Receive 2% sum assured a day, for up to 50 days of hospitalisation for 9 conditions including Lactation Mastitis. With Hospital Care Accelerator Benefit, receive payout on hospitalisation or Intensive Care Unit admission.
  • Cover against 25 Congenital Illnesses such as Down’s Syndrome.
  • Receive 1% sum assured a day, for up to 50 days of hospitalisation against 8 conditions such as Hand, Foot and Mouth Disease, Phototheraphy or Blood Transfusion for severe Neonatal Jaundice and Premature Birth.

Read About: Term Policy: How does it work?

Read About: 3 things to consider before taking up a new financial product

Features of Prudential PRUFirst Promise at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to Prudential website. Alternatively, fill up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

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    Before you go...
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