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Prudential PRUFirst Promise Review

The complete Pros and Cons on Prudential PRUFirst Promise

Prudential PRUFirst Promise Review is a bundled maternity plan comprising of PRUMum and PRUActive Life III to protect both mum and baby through pregnancy and beyond.

Prudential PRUFirst Promise Review product details

  • Non-participating policy – Term policy
  • A bundled maternity plan consisting of PRUMum and PRUActive Life III. This plan is for expecting mums who are between 13 to 36 weeks of their pregnancy.
  • PRUMum provides coverage for pregnancy complications, congenital illnesses, mental wellness care, gestational diabetes mellitus and hospital care benefits.
  • Transfer of PRUActive Life III from mum to baby without underwriting, providing baby comprehensive protection against Death, Terminal Illness and Total and Permanent Disability.
  • Get protection for 13 pregnancy complications and cover the costs of Psychological Consultations and Postpartum Depression diagnosis.
  • Receive 2% sum assured a day, for up to 50 days of hospitalisation for 9 conditions including Lactation Mastitis. With Hospital Care Accelerator Benefit, receive payout on hospitalisation or Intensive Care Unit admission.
  • Cover against 25 Congenital Illnesses such as Down’s Syndrome.
  • Receive 1% sum assured a day, for up to 50 days of hospitalisation against 8 conditions such as Hand, Foot and Mouth Disease, Phototheraphy or Blood Transfusion for severe Neonatal Jaundice and Premature Birth.

Read About: Term Policy: How does it work?

Read About: 3 things to consider before taking up a new financial product

Features of Prudential PRUFirst Promise at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to Prudential website. Alternatively, fill up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

Is Prudential PRUFirst Promise suitable for me?

Contact InterestGuru using the form below. Our panel of Independent Financial Advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Before you go...
    Prudential PRUFirst Promise may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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