Prudential PRUFirst Promise is a maternity insurance plan comprising of PRUMom and PRUActive Life that covers mummy and baby against complications that may arise from pregnancy to childbirth.
Prudential PRUFirst Promise subsequently become PRUActive Life, a whole life plan for your child to cover him/her against Death, Total and Permanent Disability, Terminal lllness, and Critical Illness
Prudential PRUFirst Promise product details
- Life policy – Whole Life Policy
- Mummy can buy this policy upon reaching 13th week of pregnancy
- Upon birth and transferring to baby, PRUActive Life becomes a whole life policy
- Upon reaching the 4th policy year, PRUMom coverage will end
Benefits for mummy:
- PRUActive Life Insurance Coverage (transferred to baby upon birth)
- Receive protection against Death and Critical Illness
PRUMom coverage:
- Pregnancy Complications
- Receive protection for 13 pregnancy complications
- Mental Wellness Care
- Receive coverage of costs from Psychological Consultations and Postpartum Depression diagnosis
- Gestational Diabetes Mellitus (GDM)
- You and your baby receive coverage up to 10% of Sum Assured against GDM and the complications that comes with it
- Hospital Care Benefit
- Receive 1% of Sum Assured per day of hospitalisation up to 50 days for 9 conditions such as Lactation Mastitis
- Receive Accelerator Benefit payout upon hospitalisation or ICU stay
Benefits for baby:
- PRUActive Life Insurance Coverage (transferred from mummy upon birth)
- Baby will be protected against Death, Total and Permanent Disability, Terminal Illness, and Critical Illness
- Option to receive coverage against Early Critical Illness
PRUMom coverage:
- Congenital Illnesses
- Receive coverage against 25 Congenital Illnesses such as Down’s Syndrome
- Hospital Care Benefit
- Receive 1% of Sum Assured per day of hospitalisation up to 50 days for 8 conditions such as Hand, Foot and Mouth Disease
For further information and details, refer to Prudential website. Alternatively, fill-up the form below and let us advise accordingly.
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