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Prudential PRUpersonal Accident Review

The complete Pros and Cons on Prudential PRUpersonal Accident

Prudential PRUpersonal accident product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Affordable premiums with 24-hour worldwide coverage
  • Covers accidents, food poisoning, animal and insect bites (including dengue fever and Zika virus)
  • 3 times payout for Public transport accidents
  • 2 times payout for Private transport and pedestrian accidents, building fires and accidents during school-time
  • Covers injuries sustained during National Service, reservist and adventurous activities like scuba diving
  • Reimburses treatment bills including Traditional Chinese Medicine (TCM) bills
  • Coverage increases by up to 25% in the first five years if no claims are made
  • PRUpersonal accident is available as a supplementary benefit – Accident Assist, which can also be added to your selected main plans

Read About3 things to consider before taking up a new financial product

Features of Prudential PRUpersonal Accident at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to Prudential website. Alternatively, fill up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

Is Prudential PRUpersonal accident suitable for me?

Contact InterestGuru using the form below. Our panel of Independent Financial Advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Before you go...
    Prudential PRUpersonal Accident may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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