Tokio Marine #goInvest Review

Tokio Marine #goInvest puts all your premiums to work with multiple bonuses to boost your investments with a variety of riders to waive future premiums should the unexpected happen.

Tokio Marine #goInvest product details

• Life Policy – Investment-linked policy
• Withdrawals can be made free of charge
• Available riders to waive premiums should the unexpected happen
• Premium Payment Term
  • You can choose to pay premiums in SGD, AUD, GBP, USD or EUR
  • You can choose a Minimum Contribution Period (MCP) of 5 years, 10 years, 10 years (variable), or 20 years (variable)
• Death Coverage Option
  • Advanced Death Benefit – During the MCP, receive 101% of the policy value or net premiums paid, whichever is greater
  • Basic Death Benefit – Receive 101% of the policy value
• Initial Bonus
  • Receive an initial bonus of up to 108% paid over 4 years
• Yearly Loyalty Bonuses
  • Receive a yearly loyalty bonus of up to 1.3% per annum from the 5th year onwards
• Additional Yearly Bonuses
  • Receive an additional yearly bonus of up to 0.5% per annum from the 5th year onwards up till the end of the MCP
    
    

Read about: Investment-Linked Policy: Is it the best option?

Read about: 6 Best Investment Linked Policies in Singapore (Updated)

Features of Tokio Marine #goInvest at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Cancer Waiver Rider
Early Critical Illness Premium Waiver Rider
Waiver of Premium Rider
Payer Benefit, Spouse Rider
Enhanced Payer Benefit, Enhanced Spouse Rider

Additional Features and Benefits
Yes.

For further information and details, refer to Tokio Marine website. Alternatively, fill-up the form below and let us advise accordingly.

Read about: Effects of compounding returns on your investments

Tokio Marine #goInvest may be suitable if you are looking for

Tokio Marine #goInvest may potentially be a good fit if the following matters to you:

• To participate in the long-term financial returns of investing
• To pay premiums for 5 to 20 years only
• Full-forced Investment-Linked Policy with low insurance coverage
• Able to take investment risks and comfortable with financial market volatility.
• Potentially higher financial returns compared to traditional Endowment and Whole Life Policy.
• Insurance options without medical underwriting
  
  

Read about: An introduction to Investment Linked Policy

Tokio Marine #goInvest may not suitable if you are looking for

Tokio Marine #goInvest may potentially be a bad fit if the following matters to you:

• Health and Protection coverage
• High Death and Terminal Illness coverage
• Insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
• Lump-sum investment with no further financial commitment
• Guaranteed financial returns in the long-run
• Insurance policy with a high surrender value in the early years of the policy
• Expecting an urgent need for withdrawal during a financial market downturn
  
  

Further considerations on Tokio Marine #goInvest

• How is Tokio Marine or Tokio Marine #goInvest investment returns based on historical performance?
• How does Tokio Marine #goInvest compare with Endowment policy from other insurance companies?
• Can Tokio Marine #goInvest fulfill my financial, insurance, health, and protection needs?
  
  

The above information may not fully highlight all the product details and features of Tokio Marine #goInvest. Talk to us or seek advice from a financial adviser before making any decision about Tokio Marine #goInvest.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Tokio Marine #goInvest suitable for me?