Tokio Marine TM Nest Egg FlexiSaver II Review

Tokio Marine TM Nest Egg FlexiSaver II is an endowment savings plan that gives you monthly cash payouts with multiple riders to waive future premiums should the unfortunate happen.

Tokio Marine TM Nest Egg FlexiSaver II product details

• Life policy – Endowment and Saving policy
• Receive coverage against Death and Terminal Illness
• You can choose to save for 5, 10 or 15 years
• Choose an accumulation period from 0 to 15 10 years
• Optional rider to waive future premiums should the unexpected happen
• Monthly Cash Payout
  • Receive guaranteed and non-guaranteed monthly cash payout
  • You can choose a desired monthly cash payout
  • Choose the payout duration from 10, 15 or 20 years
    
    

Read about: Endowment and Saving policy: How does it work?

Read about: Endowment and Saving policy: Is it the best option?

Features of Tokio Marine TM Nest Egg FlexiSaver II at a glance

Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders
Cancer Waiver Rider
Payer Benefit Rider, Spouse Rider
Enhanced Payer Benefit, Enhanced Spouse Rider
Waiver of Premium Rider
Early Critical Illness Premium Waiver Rider

Additional Features and Benefits
Yes.

For further information and details, refer to Tokio Marine website. Alternatively, fill-up the form below and let us advise accordingly.

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Tokio Marine TM Nest Egg FlexiSaver II may be suitable if you are looking for

Tokio Marine TM Nest Egg FlexiSaver II may potentially be a good fit if the following matters to you:

• A hassle-free application without medical underwriting
• Short to medium term endowment savings plan
• Monthly cash payouts compared to a lump-sum upon maturity endowment plan
• To potentially generate higher financial returns compared to bank accounts
• Saving regularly over a period of time
  
  

Tokio Marine TM Nest Egg FlexiSaver II may not be suitable if you are looking for

Tokio Marine TM Nest Egg FlexiSaver II may potentially be a bad fit if the following matters to you:

• High insurance coverage for Death
• Insurance coverage for Terminal Illness, Early Critical Illness, Critical Illness, or Total Permanent Disability
• A one-time premium commitment with no further cash commitment
• Potentially higher financial returns compared to a pure investment product.
• Insurance policy with a high surrender value in the early years of the policy.
  
  

Read About: How can I accumulate a million dollar (Realistically)

Further considerations on Tokio Marine TM Nest Egg FlexiSaver II

• How is  Tokio Marine or Tokio Marine TM Nest Egg FlexiSaver II investment returns based on historical performance?
• How does Tokio Marine TM Nest Egg FlexiSaver II compare with Endowment policies from other insurance companies?
• Can Tokio Marine TM Nest Egg FlexiSaver II fulfill my financial, insurance, health, and protection needs?
  
  

The above information may not fully highlight all the product details and features on Tokio Marine TM Nest Egg FlexiSaver II. Talk to us or seek advice from a financial adviser before making any decision about Tokio Marine TM Nest Egg FlexiSaver II.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read about: How can I accumulate a million dollar (Realistically)

Read About: 3 Best Savings plans and endowment policies in Singapore (Updated)

Is Tokio Marine TM Nest Egg FlexiSaver II suitable for me?