Tokio Marine TM Wealth Enhancer product details
- Life Policy – Investment-linked policy
- Single Premium
- At least 100% of your single premium will be invested in selected investment-linked funds, depending on your choice of source of fund.
- You have flexibility to:
- make top-ups at any time after policy inception
- switch funds and make withdrawals to suit market conditions and your needs
- Death coverage is included
- Guaranteed acceptance (no medical underwriting is required)
- Available for Cash, CPFIS and SRS investment
Read About: How does Investment-Linked Policy work?
Read About: Investment-Linked Policy: Is it the best option?
Features of Tokio Marine TM Wealth Enhancer at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: Yes
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
For further information and details, refer to Tokio Marine website. Alternatively, fill up the form below and let us advise accordingly.
Read About: Effects of compounding returns on your investments
Tokio Marine TM Wealth Enhancer may be suitable if you are looking for
Tokio Marine TM Wealth Enhancer may potentially be a good fit if the following matters to you:
- A one-time premium commitment with no further cash commitment
- Usage of CPF funds in an investment vehicle
- Protection for Death
- To participate in the long-term financial returns of investing.
- Liquidity or flexibility of withdrawal in your Insurance policy.
- Able to take investment risks and comfortable with financial market volatility.
- Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.
Tokio Marine TM Wealth Enhancer may not be suitable if you are looking for
Tokio Marine TM Wealth Enhancer may potentially be a bad fit if the following matters to you:
- Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
- Health and Protection coverage due to a shortfall in your Insurance Portfolio.
- Protection for Terminal Illness coverage at an affordable premium.
- Life-long health and protection coverage due to increasing mortality charges.
- Guaranteed financial returns in the long-run.
- Insurance policy with a high surrender value in the early years of the policy.
- Expecting an urgent need for withdrawal during a financial market downturn.
Further considerations on Tokio Marine TM Wealth Enhancer
- How are the investment returns of Tokio Marine or Tokio Marine TM Wealth Enhancer based on historical performance?
- How good is Tokio Marine TM Wealth Enhancer compared to Investment Linked Policy from other insurance companies?
- Can Tokio Marine TM Wealth Enhancer fulfil my financial insurance, health and protection needs?
The above information may not fully highlight all the product details and features on Tokio Marine TM Wealth Enhancer. Talk to us or seek advice from a financial adviser before making any decision about Tokio Marine TM Wealth Enhancer.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is Tokio Marine TM Wealth Enhancer suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
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