AIA Platinum Heritage Premier Review

The complete Pros and Cons on AIA Platinum Heritage Premier

AIA Platinum Heritage Premier has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

AIA Platinum Heritage Premier helps you enhance your assets to equally split your inheritance amongst your family.

AIA Platinum Heritage Premier product details

  • Life policy – Universal Life Insurance
  • Single premium payment
  • Entry age from 0 to 65
  • Coverage
    • Be protected up to age 100 against Death with the minimum guaranteed death benefit and any Non-Guaranteed bonuses or
    • The insured amount and any Non-guaranteed bonuses
    • Minimum Sum Assured starts from S$1 million
  • Guaranteed First Day Cash Value
    • Your policy can be surrendered at 80% of premium paid on the first day of the policy
  • Estate Equalisation
    • Your assets will be enhanced and worth more upon adding in your Death benefit to split equally amongst your family

Features of AIA Platinum Heritage Premier at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


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Is AIA Platinum Heritage Premier suitable for me?

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All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Before you go...
    AIA Platinum Heritage Premier may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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