AIA Platinum Heritage Premier Review

The complete Pros and Cons on AIA Platinum Heritage Premier

AIA Platinum Heritage Premier helps you enhance your asset to equally split your inheritance amongst your family.

AIA Platinum Heritage Premier product details

  • Life policy – Universal Life Insurance
  • Single premium payment
  • Entry age from 0 to 65
  • Coverage
    • Be protected up to age 100 against Death with the minimum guaranteed death benefit and any Non-Guaranteed bonuses or
    • The insured amount and any Non-guaranteed bonuses
    • Minimum Sum Assured starts from S$1 million
  • Guaranteed First Day Cash Value
    • Your policy can be surrendered at 80% of premium paid on the first day of the policy
  • Estate Equalisation
    • Your assets will be enhanced and worth more upon adding in your Death benefit to split equally amongst your family

Features of AIA Platinum Heritage Premier at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to AIA website. Alternatively, fill-up the form below and let us advise accordingly.

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Is AIA Platinum Heritage Premier suitable for me?

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    Financial Solutions Enquiry Form

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    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

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    Before you go...
    AIA Platinum Heritage Premier may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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