AIA Platinum Legacy IX Review

The complete Pros and Cons on AIA Platinum Legacy IX

AIA Platinum Legacy IX is a universal life insurance plan denominated in USD that enhances your assets when you pass to accomplish the goals you have set and planned

AIA Platinum Legacy IX product details

  • Life policy – Universal Life Insurance
  • Coverage
    • This policy covers you against Death
  • Legacy Planning; distribute your wealth according to your wishes
    • The sum assured upon death can be left to your descendants as inheritance, letting you enjoy more of what you’ve made while fulfilling the initial sum of inheritance you intended to leave
  • Estate Liquidity; helps you divide your estate equally
    • Using the death benefit from your Heirloom policy, the cash from your death benefit can use to spread your inheritance fairly in the event you have several assets that would not have previously been fairly-divided.
  • Portfolio Diversification; spread out your investments
    • Manulife Heirloom helps you spread out your investment and achieve the right balance in your assets portfolio
  • Business Continuity; protect your most valuable employee
    • Cover your key employee against death, upon the death of a key employee, you will receive the death benefit to cover for any shortfall that your business might encounter due to the loss of said key employee
      • Otherwise, this policy can also be transferred to another employee if and when the employee insured leaves the company

Read About3 things to consider before taking up a new financial product

Features of AIA Platinum Legacy IX at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to AIA website. Alternatively, fill-up the form below and let us advise accordingly.

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Is AIA Platinum Legacy IX suitable for me?

Contact InterestGuru using the form below. Our panel of Independent Financial Advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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Financial Solutions Enquiry Form

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DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

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Before you go...
AIA Platinum Legacy IX may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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