AIA Solitaire PA II Review

The complete Pros and Cons on AIA Solitaire PA II

AIA Solitaire PA II is a personal accident plan starting from S$0.60 a day offering accidental death/dismemberment/burns up to S$2.25 million as well as minor injury medical expenses.

AIA Solitaire PA II product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • 4 plans of protection to choose from
  • Receive an additional 5% coverage every year that you renew the policy for the first 6 years up to 30%
  • Worldwide Coverage
    • Accidental death up to S$750,000
    • Double accidental death coverage if death occurs in
    • Accidental dismemberment/total and permanent disability/third degree burn up to S$2.25 million
    • Major and minor injury medical expenses
    • Covers Dengue fever, TCM, and Chiropractic treatment costs
    • Covers 16 to 80 years old
  • Optional Add-ons
    • Lifestyle Maintenance Benefit
      • Receive reimbursements for home modification costs as well as weekly income
    • Accidental Hospitalisation Benefit
      • Receive reimbursements for medical expenses as well as daily hospital cash
    • Monthly Disability Care Benefit
      • Receive up to 10 years of monthly income should you become moderately disabled (unable to perform 2 of the 6 ADLs)

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Features of AIA Solitaire PA II at a glance

Cash and Cash Withdrawal Benefits 

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes (Accidental)
Total Permanent Disability: Yes (Accidental)
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to AIA website. Alternatively, fill-up the form below and let us advise accordingly.

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    Before you go...
    AIA Solitaire PA II may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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