AIA Star Protector Plus Review

The complete Pros and Cons on AIA Star Protector Plus

AIA Star Protector Plus is a personal accident and disease insurance plan for kids 2 weeks to 21 years old, receive double coverage should the accident happens at school or during transportation to and fro.

AIA Star Protector Plus product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • 3 plans to choose from
  • Worldwide Coverage
    • Child from 2 weeks to 21 years old
    • 16 diseases such as HFMD, Dengue Fever, and Food Poisoning
    • Accidental death, dismemberment, and burns up to S$100,000
    • Double cover when the accident occurs at school, transport to and fro school, or as a pedestrian
    • Up to S$100 daily hospital cash and double for ICU
  • Medical Reimbursement
    • Reconstructive surgeries
    • Mobility aids
    • Emergency medical evacuation & repatriation (overseas)
  • Monthly Catastrophe Cash Benefit up to S$1,500 per month, such as coma
  • Optional coverage of 17 child critical illnesses such as Leukaemia and Aplastic Anaemia with the option to convert this to AIA whole life or endowment policy upon entering adulthood
  • If you pass away due to an accident or before age 75, your child’s future premiums will be waived up to age 21 along with additional education support up to S$50,000 for your child

Read About3 things to consider before taking up a new financial product

Features of AIA Star Protector Plus at a glance

Cash and Cash Withdrawal Benefits 

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes (Accidental)
Total Permanent Disability: Yes (Accidental)
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to AIA website. Alternatively, fill-up the form below and let us advise accordingly.

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Is AIA Star Protector Plus suitable for me?

Contact InterestGuru using the form below. Our panel of Independent Financial Advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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Financial Solutions Enquiry Form

What kind of insurance do you require more information with?

What kind of protection products are you looking at ?

For which event do you wish to be protected for?

DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

How many year are you willing to make payment for?


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Would you expect to do partial withdrawal in the short term for this sum of money?

How much funds are you looking to achieve? (in SGD)

How many year are you looking to save for this amount of fund?

How many years would you expect to require the full sum of fund?


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Before you go...
AIA Star Protector Plus may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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