AIA Star Protector Plus Review

The complete Pros and Cons on AIA Star Protector Plus

AIA Star Protector Plus is a personal accident and disease insurance plan for kids 2 weeks to 21 years old, receive double coverage should the accident happens at school or during transportation to and fro.

AIA Star Protector Plus product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • 3 plans to choose from
  • Worldwide Coverage
    • Child from 2 weeks to 21 years old
    • 16 diseases such as HFMD, Dengue Fever, and Food Poisoning
    • Accidental death, dismemberment, and burns up to S$100,000
    • Double cover when the accident occurs at school, transport to and fro school, or as a pedestrian
    • Up to S$100 daily hospital cash and double for ICU
  • Medical Reimbursement
    • Reconstructive surgeries
    • Mobility aids
    • Emergency medical evacuation & repatriation (overseas)
  • Monthly Catastrophe Cash Benefit up to S$1,500 per month, such as coma
  • Optional coverage of 17 child critical illnesses such as Leukaemia and Aplastic Anaemia with the option to convert this to AIA whole life or endowment policy upon entering adulthood
  • If you pass away due to an accident or before age 75, your child’s future premiums will be waived up to age 21 along with additional education support up to S$50,000 for your child

Read About3 things to consider before taking up a new financial product

Features of AIA Star Protector Plus at a glance

Cash and Cash Withdrawal Benefits 

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes (Accidental)
Total Permanent Disability: Yes (Accidental)
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to AIA website. Alternatively, fill-up the form below and let us advise accordingly.

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Is AIA Star Protector Plus suitable for me?

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    Before you go...
    AIA Star Protector Plus may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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