AXA Life MultiProtect Review

The complete write-up on the Pros and Cons of AXA Life MultiProtect

AXA Life MultiProtect product details

AXA Life MultiProtect Rating on 4 out of 5 stars (4 / 5)
AXA Life MultiProtect Popularity on 3.9 out of 5 stars (3.9 / 5)

AXA Life MultiProtect is featured in our 8 Best Whole Life Insurance Plans in Singapore for lifetime coverage features. *NEW*

  • Life policy – Whole Life Policy
  • Issuance age from 0 to 60 years old
  • Receive up to 5 times your chosen basic Sum Assured, and up to 10 times if the death is a result of an accident
  • Option to purchase additional coverage without underwriting at key milestones of your life
  • Choose to pay for your premiums over 15, 20, 25 years and be covered for life
  • Option to also choose to pay over 65 years to ensure greater affordability

Note: With the launch of AXA Life MultiProtectAXA Life Exentials and AXA Life Exentials Prime is no longer available.

Read AboutWhole Life Policy: How does it work?

In-depth Review3 Best Whole Life Plans in Singapore for Insurance Coverages (2023 Edition)

Features of AXA Life MultiProtect at a glance

Cash and Cash Withdrawal Benefits

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Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: Yes
Early Critical Illness: Yes

Health and Insurance Coverage Multiplier

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: Yes
Early Critical Illness: Yes

Optional Add-on Riders

  • Early Critical Illness Benefit rider (Accelerated payout)
  • Critical Illness Benefit (Accelerated payout)
  • Critical Illness Plus (Additional Payout)
  • DisabilityCash Benefit (Income payout in the event of  total and permanent disability)
  • Waiver of Premium Riders (Various riders that waives future insurance premiums when an insured event occurs)

Additional Features and Benefits


For further information and details, refer to AXA website. Alternatively, fill up the form below and let us advise accordingly.

Read AboutEffects of compounding returns on your savings

Read About3 things to consider before taking up a new financial product

AXA Life MultiProtect may be suitable if you are looking for

AXA Life MultiProtect may potentially be a good fit if the following matters to you:

  • Initial high protection for Death and Terminal Illness coverage at an affordable premium.
  • Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
  • Health and Protection coverage due to a shortfall in your Insurance Portfolio.
  • To participate in the long-term financial returns of investing.
  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.

Read About: How much insurance coverage do you really need in Singapore *NEW*

In-depth Review: Term insurance vs Whole Life insurance – Which is better for you?

AXA Life MultiProtect may not be suitable if you are looking for

AXA Life MultiProtect may potentially be a bad fit if the following matters to you:

  • Life-long health and protection coverage due to increasing mortality charges.
  • Guaranteed financial returns in the long-run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

In-depth Review: 3 Best Endowment Savings Plans in Singapore with Lifetime Wealth Accumulation (2023 Edition)

In-depth Review: 3 Best Investment Linked Policies in Singapore for Wealth Accumulation (2023 Edition)

Further considerations on AXA Life MultiProtect

  • How are the investment returns of AXA or AXA Life MultiProtect based on historical performance?
  • How good is AXA Life MultiProtect compared to Investment Linked Policy from other insurance companies?
  • Can AXA Life MultiProtect fulfil my financial insurance, health and protection needs?
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The above information may not fully highlight all the product details and features on AXA Life MultiProtect. Talk to us or seek advice from a financial adviser before making any decision about AXA Life MultiProtect.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Read AboutWhere do I start with financial planning?

Read About: 8 Commonly made financial mistakes by Singaporeans

Compare before you commit

Before committing to a whole life insurance policy, it certainly pays to make an effort to compare. Specific products features, benefits and payout will differ more than you think across insurance companies.

Why regret only years later, when you find out that you are not getting the best insurance policy available for the premium paid?

INSTANT quotes for Whole Life Plans

Whole Life Plans

Matching your profile…

Let’s start by filtering out the best whole life plans based on your age and gender. Your gender and age will affect the base premium payable.

Your current age is closest to:

Your gender is:

Male Female

Whole Life Plans

Understanding your coverage needs…

You whole life plan can provide comprehensive coverage against all 37 major illness. Choose the level of protection you need for yourself and your family.

You require a critical illness (for late stage major illness) coverage of:

You require an early critical illness (for all stages of major illness) coverage of:


Whole Life Plans

Finding you the best whole life plans…

Your annual insurance premium will be lower if you choose to spread out your premium term over a longer period of time.

Your prefer to make payment (premium term) for this whole life plan over a period of:

INSTANT quotes for Whole Life Plans

Even worse, to know you can compare whole life insurance plans here,  100% free of charges on the platform.

Is AXA Life MultiProtect suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

Personalised whole life plans

Pay for what you need in a whole life plan!

3 easy steps for your customised whole life insurance plan

Step 1: Getting to know you…

Let's start with a brief introduction of your personal profile. Please note that your current age and gender affects the insurance premium payable for your whole life plan.





Step 2: Understanding your coverage needs…

Please select the amount (sum assured) and type of lifetime coverage that is required for this plan:

You need a death coverage (base coverage) amount of?

Do you required critical illness coverage in the event of a major illness (optional)?


Step 3: Finding the best whole life plans for you! team of financial planners will compare and provide you with the best whole life insurance plans based on your inputs.



Please check your inbox for an e-mail of your financial planning needs. We will be in contact with you within 24 hours.

Personalise your whole life insurance plans



Before you go...
AXA Life MultiProtect may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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