Prudential PRUfirst Gift Review

The complete Pros and Cons on Prudential PRUfirst Gift

Prudential PRUfirst Gift has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

Prudential PRUfirst gift product details

  • Life Policy – Investment-linked policy
  • A comprehensive plan that guarantees protection for your child even while he or she is still in the womb
  • Comprised of PRUlink enhanced protector (an investment-linked plan) and PRUmum2be
  • Covers the expectant mother from as early as 18 weeks into pregnancy for greater peace of mind
  • Coverage during the mother’s pregnancy, against Pregnancy Complications, Total and Permanent Disability, Terminal Illness and death.
  • After the child’s birth, the child is covered against Congenital Illnesses and the child enjoys Hospital Care Benefit for up to 2 years from birth.
  • Transfer PRUlink enhanced protector easily to your child without medical underwriting
  • Enjoy an exclusive newborn gift pack when you notify us of your child’s birth
  • Add supplementary benefits to your child’s plan for a comprehensive coverage. Enjoy a 20% discount off supplementary benefits in the first year

Prudential PRU first gift is a common search alternative for Prudential PRUfirst gift.

Read AboutHow does Investment-Linked Policy work?

Read AboutInvestment-Linked Policy: Is it the best option?

Features of Prudential PRUfirst gift at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


Read AboutEffects of compounding returns on your investments

Prudential PRUfirst gift may be suitable if you are looking for

Prudential PRUfirst gift may potentially be a good fit if the following matters to you:

  • Initial high protection for Death and Terminal Illness coverage at an affordable premium.
  • Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
  • Health and Protection coverage due to a shortfall in your Insurance Portfolio.
  • To participate in the long-term financial returns of investing.
  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.

Prudential PRUfirst gift may not be suitable if you are looking for

Prudential PRUfirst gift may potentially be a bad fit if the following matters to you:

  • Life-long health and protection coverage due to increasing mortality charges.
  • Guaranteed financial returns in the long-run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

Further considerations on Prudential PRUfirst gift

  • How are the investment returns of Prudential or Prudential PRUfirst gift based on historical performance?
  • How good is Prudential PRUfirst gift compared to Investment Linked Policy from other insurance companies?
  • Can Prudential PRUfirst gift fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on Prudential PRUfirst gift. Talk to us or seek advice from a financial adviser before making any decision about Prudential PRUfirst gift.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is Prudential PRUfirst gift suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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    Before you go...
    Prudential PRUfirst Gift may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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