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China Life Cancer Guardian Review

The complete Pros and Cons on China Life Cancer Guardian

China Life Cancer Guardian covers you against cancer of all early, intermediate and advanced stages. Enjoy 8% off from the 2nd policy year onwards if no claims were made in the previous year.

China Life Cancer Guardian details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Death and Cancer Coverage
    • Receive coverage against Death and Cancer of all stages; early, intermediate, and advanced stages
  • No Claim Discount
    • Receive 8% no-claim discounts from the 2nd year policy renewal onwards if no claims were made in the previous policy year
  • Guaranteed Renewability
    • This policy will be automatically renewed each year with no medical checks required
  • Ease of Application
    • You can take up this term life policy with no health checks required, just answer 3 health questions

Read About3 things to consider before taking up a new financial product

Features of China Life Cancer Guardian at a glance

Cash and Cash Withdrawal Benefits 

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: Yes
Early Critical Illness: Yes

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to China Life website. Alternatively, fill up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

Is China Life Cancer Guardian suitable for me?

Contact InterestGuru using the form below. Our panel of Independent Financial Advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Before you go...
    China Life Cancer Guardian may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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