China Life MediCash Guardian Review

The complete Pros and Cons on China Life MediCash Guardian

China Life MediCash Guardian is a hospital income plan that pays up to $400 per day of hospitalisation and $1,000 per day of ICU stay. Choose from 3 plan types that suit your coverage needs.

China Life MediCash Guardian product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Daily Hospital Cash & ICU Booster
    • Receive daily cash payout of up to $400 per day of hospitalization
    • Receive an additional up to $600 per day of ICU stay on top of the daily hospital cash benefit
  • Lump Sum Recovery Benefit
    • Receive up to $150 for hospitalisation without surgery and up to $4,000 for hospitalisation with surgery
  • Automatic Renewals
    • This policy will be automatically renewed yearly, further medical checks not required
  • 3 Plan Types
    • Choose from 3 plan types that suit your coverage needs

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Features of China Life MediCash Guardian at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to China Life website. Alternatively, fill up the form below and let us advise accordingly.

Read also: How do you budget for financial planning?

Read also: 3 Best Integrated Shield Plans in Singapore for hospitalisation coverage (2020 Edition)

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    Before you go...
    China Life MediCash Guardian may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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