costumed busty asian teen banging xxx

FWD Future First Review

The complete Pros and Cons on FWD Future First

FWD Future First is a term life plan with additional benefits to protect you and your family against Death and Terminal Illness. Add on riders to receive a comprehensive coverage.

FWD Future First product details

  • Non-participating policy – Term policy
  • Insurance Coverage
    • Be covered against Death or Terminal Illness
    • Riders are available to cover you against Total and Permanent Disability, Early Critical Illness, and Critical Illness as well as to waive premiums should any of the above occur
  • Spouse Coverage
    • Should you pass on, your spouse will receive a 2 year free-of-charge Death insurance of $250,000
  • Post Death Support
    • Should you pass on, your spouse will receive a 2 year free-of-charge Death insurance of $250,000
    • $5,000 will be paid out in advance for funeral expenses
    • 10 counselling sessions totalling not more than $5,000
    • 3 legal advisory sessions totalling not more than $5,000
  • Additional Riders – for a comprehensive coverage
    • FWD TPD Rider
      • Add-on insurance coverage against Total and Permanent Disability
    • FWD CI Rider
      • Add-on insurance coverage against 37 Critical Illnesses
    • FWD Total CI Rider
      • Add-on insurance coverage against 141 Critical Illnesses of all stage
      • Be protected 200% of the sum assured against late-stage critical illness after 12 months of Early/Intermediate stage critical illness claim
      • Be protected against 10 Special Conditions
      • Waives future premiums of the rider after successful Early Critical Illness claim
    • FWD CI Premium Waiver Rider
      • Waives future premiums of the base plan and all riders after successful Advance-stage Critical Illness claim
    • FWD Payer Premium Waiver Rider
      • Waives future premiums of the base plan and all riders in the event of total and permanent disability or death of the policyholder

Read About3 things to consider before taking up a new financial product

Features of FWD Future First at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: Yes (with rider)
Terminal Illness: Yes
Critical Illness: Yes (with rider)
Early Critical Illness: Yes (with rider)

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

  • FWD TPD Rider
  • FWD CI Rider
  • FWD Total CI Rider
  • FWD CI Premium Waiver Rider
  • FWD Payer Premium Waiver Rider

Additional Features and Benefits


For further information and details, refer to FWD website. Alternatively, fill up the form below and let us advise accordingly.

FWD Future First may be suitable if you are looking for

FWD Future First may potentially be a good fit if the following matters to you:

  • High Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • High insurance coverage for Early Critical Illness, Critical Illness, or Total Permanent Disability with riders
  • Premium waiver riders to waive premiums should the unexpected happen
  • Lower initial premium compared to other types of insurance policies
  • Looking to boost insurance coverage or fill shortfalls in an insurance portfolio

FWD Future First may not suitable if you are looking for

FWD Future First may potentially be a bad fit if the following matters to you:

  • Long-term cash accumulation
  • Regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Insurance policy with a surrender value

Further considerations on FWD Future First

  • How is FWD or FWD Future First and claims based on past track record?
  • How does FWD Future First compare with Term policies from other insurance companies?
  • Can FWD Future First fulfill my financial, insurance, health, and protection needs?

The above information may not fully highlight all the product details and features of FWD Future First. Talk to us or seek advice from a financial adviser before making any decision about FWD Future First.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering taking up.

Read Also: No budget for financial planning?

Is FWD Future First suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

We compare quotations head to head on all leading insurers in Singapore

Personalised term insurance plans

Get the maximum value out of your term life plan!

3 easy steps for your customised insurance plan

Step 1: Getting to know you…

Let's start with a introduction of your personal profile. Please note that your current age and gender affects the insurance premium you have to pay for your term life plan.





Step 2: Understanding your coverage needs…

Please select the amount and period of coverage that is needed for this term life plan.

How much life coverage (sum assured) do you need:

This insurance coverage is needed to the age (policy term) of:


Step 3: Finding the best term life plans for you! team of financial planners will compare and provide you with the best term life insurance plans based on your inputs.



Please check your inbox for an e-mail of your savings needs and we will be in contact with you within 24 hours.

Personalised term insurance plans


Before you go...
FWD Future First may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings! nude men chase has been waiting a long time for a opportunity to.
Need help?
close slider

Need help?