Manulife Signature Indexed Universal Life Review

The complete Pros and Cons on Manulife Signature Indexed Universal Life

Manulife Signature Indexed Universal Life is a legacy plan with 70% of premiums placed into an Index Account and 30% into Fixed Deposits with a minimum of 2% growth per annum.

Manulife Signature Indexed Universal Life product details

  • Life policy – Universal Life Insurance
  • You can choose to cover yourself or a key employee against death
  • Potentially earn higher returns with the Index Account
  • Account value guaranteed to grow at least 2% per annum regardless of market conditions
  • Flexible premium payment options
  • You have the choice to change the life insured in the future

Read About3 things to consider before taking up a new financial product

Features of Manulife Signature Indexed Universal Life at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to Manulife website. Alternatively, fill-up the form below and let us advise accordingly.

Read AboutEffects of compounding returns

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Is Manulife Signature Indexed Universal Life suitable for me?

Contact InterestGuru using the form below. Our panel of Independent Financial Advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

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Before you go...
Manulife Signature Indexed Universal Life may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!
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