Manulife Signature Life Review

The complete Pros and Cons on Manulife Signature Life

Manulife Signature Life is a universal life insurance plan that provides lifetime coverage against death and terminal illness with only one premium

Manulife Signature Life product details

  • Life policy – Universal Life Insurance
  • Coverage
    • High coverage for the life insured against Death and Terminal Illness for a lifetime
  • Single Premium Term
    • Pay only one premium in SGD or USD
  • Guaranteed Cash Value
    • Your policy has cash equivalent to at least 80% of your premium paid on day 1
  • Preferential Rates
    • Enjoy lower premiums if you qualify for a better risk or country class
  • Policy Transfers; for corporate policy
    • You can request to transfer the policy to another employee after 2 years from policy effective date

Manulife Signature Life can help you with:

  • Legacy Planning; protecting and enhancing your legacy for your family
    • Pay for the premium using the intended amount for inheritance, upon your death, your family will receive the full death benefit of the policy
  • Business Continuity; protecting valuable employees for business continuity
    • Cover your key employee against death, upon the death of a key employee, you will receive the death benefit to cover for any shortfall that your business might encounter due to the loss of said key employee
      • Otherwise, this policy can also be transferred to another employee if and when the employee insured leaves the company

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Features of Manulife Signature Life at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to Manulife website. Alternatively, fill-up the form below and let us advise accordingly.

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Is Manulife Signature Life suitable for me?

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    Before you go...
    Manulife Signature Life may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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