NTUC Income VivoLink Review

The complete Pros and Cons on NTUC Income VivoLink

NTUC Income VivoLink has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

NTUC Income VivoLink product details

  • Life Policy – Investment-linked policy
  • Pays the basic benefit or cash-in value, whichever is higher, in the event of death or total and permanent disability (TPD before age 70)
  • Pays the basic benefit or cash-in value in the event of diagnosis of dread disease
  • If you are retrenched and are not able to find employment for three continuous months, you can choose not to pay the premiums for up to six months. This benefit will not affect your coverage and can only be used once after you have paid premiums for at least six months
  • You will not be charged or limited to the number of fund switches made per year
  • You have the freedom to change the amount you want to save each time, to top-up your investment with a lump sum or to withdraw some of your investments, as often as you wish

NTUC Income Vivo Link is a common search alternative for NTUC Income VivoLink.

Read AboutHow does Investment-Linked Policy work?

Read AboutInvestment-Linked Policy: Is it the best option?

Features of NTUC Income VivoLink at a glance

Cash and Cash Withdrawal Benefits

Cash value: Yes
Cash withdrawal benefits: Yes

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


Read AboutEffects of compounding returns on your investments

NTUC Income VivoLink may be suitable if you are looking for

NTUC Income VivoLink may potentially be a good fit if the following matters to you:

  • Initial high protection for Death and Terminal Illness coverage at an affordable premium.
  • Initial high Early Critical Illness, Critical Illness and Total Permanent Disability coverage in an Insurance Policy.
  • Health and Protection coverage due to a shortfall in your Insurance Portfolio.
  • To participate in the long-term financial returns of investing.
  • Liquidity or flexibility of withdrawal in your Insurance policy.
  • Able to take investment risks and comfortable with financial market volatility.
  • Potentially higher financial returns compare to traditional Endowment and Whole Life Policy.

NTUC Income VivoLink may not be suitable if you are looking for

NTUC Income VivoLink may potentially be a bad fit if the following matters to you:

  • Life-long health and protection coverage due to increasing mortality charges.
  • Guaranteed financial returns in the long-run.
  • Insurance policy with a high surrender value in the early years of the policy.
  • Expecting an urgent need for withdrawal during a financial market downturn.

Further considerations on NTUC Income VivoLink

  • How are the investment returns of NTUC Income or NTUC Income VivoLink based on historical performance?
  • How good is NTUC Income VivoLink compared to Investment Linked Policy from other insurance companies?
  • Can NTUC Income VivoLink fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on NTUC Income VivoLink. Talk to us or seek advice from a financial adviser before making any decision about NTUC Income VivoLink.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is NTUC Income VivoLink suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

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    Before you go...
    NTUC Income VivoLink may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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