NTUC Income Care Secure Review

Benefits of NTUC Income Care Secure

NTUC Income Care Secure is a supplementary plan for CareShield Life. CareShield Life starts payout upon disability to perform 3 of 6 Activities of Daily Living (ADLs) while NTUC Income Care Secure starts paying out upon disability to perform 2 of 6 ADLs.

NTUC Income Care Secure product details

  • Monthly Disability Benefit
    • Receive monthly disability benefit of $1200 up to $5000 per month  upon disability to perform 2 of 6 ADLs
  • Support Benefit
    • Receive a lump-sum 3x the disability benefit upon disability to perform 2 of 6 ADLs
    • Receive a lump-sum 6x the disability benefit upon disability to perform 3 of 6 ADLs
  • Dependant Benefit
    • Receive an additional 25% of the disability benefit per month up to 36 months
  • Death Benefit
    • Receive 3x the disability benefit upon the death of the life insured if he/she was already receiving the disability benefits

Read also: An Introduction To Disability Income Insurance Policies

Features of NTUC Income Care Secure at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No (Yes if death occur whilst receiving disability benefit)
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to NTUC Income website. Alternatively, fill-up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

Read alsoGuide on Retirement Planning in Singapore

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DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

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Before you go...
Prudential PRUearly Stage Disability may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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