Prudential PRUearly Stage Disability Review

The complete Pros and Cons on Prudential PRUearly Stage Disability

Prudential PRUearly Stage Disability has been discontinued. For further information and details about this plan, fill up the form below and let us advise you accordingly.

Prudential PRUearly stage disability product details

  • Non-participating policy – Disability Income Insurance
  • Singapore’s first and only insurance policy that covers you against partial and temporary disablement, as a result of an illness or injury, based on your ability to carry out daily tasks affecting your quality of life
  • The first Partial Payout of 50% of sum assured when you satisfy 2 out of 6 Quality of Life Conditions (QLC) as a result of an illness or injury – Walking, Fine Hand Control, Sitting and Rising from a chair, Lifting and Carrying, Communicating and Eyesight – you’ll find comfort in lump sum payout of 50% of the sum assured4
  • Remaining 50% of sum assured payable if the condition deteriorates, such that the 3rd Quality of Life Conditions becomes a difficulty, the balance of the 50% sum assured will be paid, so you can concentrate on getting back to your life
    • After the first Partial Payout, rest assured that all future premiums will be waived
    • Upon Total and Permanent Disability, be rest assured that you are well covered with a 100% payout to help you to cope
    • Receive a 20% payout of the sum assured subject to a maximum of $20,000 when you satisfy any of the 3 out of 6 Quality of Life Conditions from selected hazardous activities like scuba diving, rock climbing, skydiving or while serving National Service
    • Continue to be protected till age 70 at next birthday
    • Available as a standalone plan (PRUearly stage disability) or a supplementary benefit (Early Stage Disability) to your Prudential insurance plan
    • Also available as a supplementary benefit for children below the age of 15

Read About3 things to consider before taking up a new financial product

Features of Prudential PRUearly Stage Disability at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


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Is Prudential PRUearly stage disability suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Financial Solutions Enquiry Form

    What kind of insurance do you require more information with?

    What kind of protection products are you looking at ?

    For which event do you wish to be protected for?

    DeathTotal and Permanent DisabilityCritical Illness (Early stage)Critical Illness (Advance and Late stage)Income in the event of Disability

    How many year are you willing to make payment for?

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    Would you expect to do partial withdrawal in the short term for this sum of money?

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    How many year are you looking to save for this amount of fund?

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    Before you go...
    Prudential PRUearly Stage Disability may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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