Prudential PRUMum Review

The complete Pros and Cons on Prudential PRUMum

Prudential PRUMum covers mummy and baby against complications that may arise due to pregnancy and childbirth until the 4th year

Prudential PRUMum product details

  • Non-participating policy – Term policy
  • Policy ends on the 4th year

For Mummy:

  • Pregnancy Complications
    • Receive protection for 13 pregnancy complications
  • Mental Wellness Care
    • Receive coverage of costs from Psychological Consultations and Postpartum Depression diagnosis
  • Gestational Diabetes Mellitus (GDM)
    • You and your baby receive coverage up to 10% of Sum Assured against GDM and the complications that comes with it
  • Hospital Care Benefit
    • Receive 1% of Sum Assured per day of hospitalisation up to 50 days for 9 conditions such as Lactation Mastitis
    • Receive Accelerator Benefit payout upon hospitalisation or ICU stay

For Baby:

  • Congenital Illnesses
    • Receive coverage against 25 Congenital Illnesses such as Down’s Syndrome
  • Hospital Care Benefit
    • Receive 1% of Sum Assured per day of hospitalisation up to 50 days for 8 conditions such as Hand, Foot and Mouth Disease

 

Read About: Term Policy: How does it work?

Read About: 3 things to consider before taking up a new financial product

Features of Prudential PRUMum at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

 

For further information and details, refer to Prudential website. Alternatively, fill up the form below and let us advise accordingly.

Read Also: No budget for financial planning?

Is Prudential PRUMum suitable for me?

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Before you go...
Prudential PRUMum may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
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