AIA Platinum Term Review

The complete Pros and Cons on AIA Platinum Term

AIA Platinum Term product details

  • Non-participating policy – Term policy
  • Issuance age from 16 to 70 years old
  • Provides guaranteed coverage to age 75 or 100 starting from $1 million at less than $10 a day
  • Available in Singapore or US dollars, with premiums that remain the same throughout so you can plan for the future with confidence
  • You can apply for this plan before the age of 65 or 70 to get guaranteed high coverage up to age 75 or 100 respectively

Read AboutTerm Policy: How does it work?

Read About3 things to consider before taking up a new financial product

Features of AIA Platinum Term at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders

NA

Additional Features and Benefits

Yes.

For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.

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AIA Platinum Term may be suitable if you are looking for

AIA Platinum Term may potentially be a good fit if the following matters to you:

  • High Health and Protection coverage
  • High insurance coverage for Death or Terminal Illness
  • High insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
  • Lower initial premium compared to other types of insurance policies
  • Looking to boost insurance coverage or fill shortfall in insurance portfolio

AIA Platinum Term may not be suitable if you are looking for

AIA Platinum Term may potentially be a bad fit if the following matters to you:

  • Long-term cash accumulation
  • Regular cash payout
  • A one-time premium commitment with no further cash commitment
  • Insurance policy with a surrender value.

Further considerations on AIA Platinum Term

  • How is AIA or AIA Platinum Term payout and claims based on past track record?
  • How does AIA Platinum Term compare with Term policy from other insurance companies?
  • Can AIA Platinum Term fulfil my financial, insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AIA Platinum Term. Talk to us or seek advice from a financial adviser before making any decision about AIA Platinum Term.

Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.

Is AIA Platinum Term suitable for me?

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Contact InterestGuru using the form below. Our panel of Independent Financial Advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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    Before you go...
    AIA Platinum Term may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

     

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