AIA Platinum Term product details
- Non-participating policy – Term policy
- Issuance age from 16 to 70 years old
- Provides guaranteed coverage to age 75 or 100 starting from $1 million at less than $10 a day
- Available in Singapore or US dollars, with premiums that remain the same throughout so you can plan for the future with confidence
- You can apply for this plan before the age of 65 or 70 to get guaranteed high coverage up to age 75 or 100 respectively
Read About: Term Policy: How does it work?
Read About: 3 things to consider before taking up a new financial product
Features of AIA Platinum Term at a glance
Cash and Cash Withdrawal Benefits
Cash value: No
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: Yes
Total Permanent Disability: No
Terminal Illness: Yes
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
NA
Additional Features and Benefits
Yes.
For further information and details, refer to AIA website. Alternatively, fill up the form below and let us advise accordingly.
Read Also: No budget for financial planning?
AIA Platinum Term may be suitable if you are looking for
AIA Platinum Term may potentially be a good fit if the following matters to you:
- High Health and Protection coverage
- High insurance coverage for Death or Terminal Illness
- High insurance coverage for Early Critical Illness, Critical Illness or Total Permanent Disability
- Lower initial premium compared to other types of insurance policies
- Looking to boost insurance coverage or fill shortfall in insurance portfolio
AIA Platinum Term may not be suitable if you are looking for
AIA Platinum Term may potentially be a bad fit if the following matters to you:
- Long-term cash accumulation
- Regular cash payout
- A one-time premium commitment with no further cash commitment
- Insurance policy with a surrender value.
Further considerations on AIA Platinum Term
- How is AIA or AIA Platinum Term payout and claims based on past track record?
- How does AIA Platinum Term compare with Term policy from other insurance companies?
- Can AIA Platinum Term fulfil my financial, insurance, health and protection needs?
The above information may not fully highlight all the product details and features on AIA Platinum Term. Talk to us or seek advice from a financial adviser before making any decision about AIA Platinum Term.
Always ensure your long-term financial goals and objectives are aligned with the financial product you are considering to take up.
Is AIA Platinum Term suitable for me?
Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.
All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.
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