AXA Basic Care Review

AXA Basic Care product details

• Non-participating policy – Integrated Shield Plan Rider
• An add-on to your AXA Shield plan
• Offers complete coverage from the first dollar up by taking care of the Deductible and Co-insurance portions of your hospital bill

Read About: Integrated Shield Plan: How does it work?

Read About: Integrated Shield Plan: 4 things you should be aware of

Features of AXA Basic Care at a glance

Based on the option with the highest coverage, AXA Basic Care Plan A

Inpatient hospital treatment

• Emergency overseas treatment: As charged, limited to costs of Singapore private hospitals
• Planned overseas treatment: N.A.
• Pre-hospitalisation treatment: Up to 180 days
• Post-hospitalisation treatment: Up to 365 days

Outpatient hospital treatment

• Chemotherapy for cancer: As charged
• Immunotherapy for cancer: As charged
• Renal dialysis: As charged
• Post-hospitalisation follow-up TCM treatment: N.A.

Unique Benefits

• N.A.

*IMPORTANT* AXA Basic Care is an add-on to AXA Shield (Integrated Shield Plan). The rider cannot be purchased without the basic Integrated Shield Plan.

Read About: No budget for financial planning?

Read About: 3 Best Integrated Shield Plans and riders (2023 Edition) *Updated*

AXA Basic Care may be suitable if you are looking for

AXA Basic Care may potentially be a good fit if the following matters to you:

• Hospitalisation and medical insurance coverage
• Integrated Shield Plan or Integrated Shield Plan riders
• Reducing hospitalisation and medical expenses
• Paying premium using MediSave Funds
• Daily hospitalisation income with an Integrated Shield Plan rider

AXA Basic Care may not be suitable if you are looking for

AXA Basic Care may potentially be a bad fit if the following matters to you:

• Surrender value, Integrated Shield Plan and/or Integrated Shield Plan riders have no cash value

What is the annual premium for AXA Integrated Shield Plan and rider based on my age?

Refer to the drop down below for premium table for AXA Shield Plan A and AXA Basic Care Rider.

Refer to our FAQs On Integrated Shield Plan And Riders for everything you need to know about upgrading your MediShield hospitalisation and medical treatment coverages.

Further considerations on AXA Basic Care

• How much will AXA or AXA Basic Care premium increase as I age?
• How does AXA Basic Care compare with Integrated Shield Plan and/ or Integrated Shield Plan riders from other insurance companies?
• Can AXA Basic Care fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AXA Basic Care. Talk to us or seek advice from a financial adviser before making any decision about AXA Basic Care.

Compare across all Integrated Shield Plans and riders!

Compare before you commit so you don’t have to regret later on. Depending on your medical and hospitalisation needs, the premium payable differs across insurers. Why pay more for what you do not need or short-charge on features and benefits by paying a little more?

Get exactly what you need for your MediShield LIFE upgrade by using our Integrated Shield Plans and rider comparison platform. Go on, its 100% free!

Is AXA Basic Care suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

*For a limited time, get attractive incentives when you take up any products that is proposed by our team of financial planners.

We compare quotations head to head on all leading insurers in Singapore

Before you go...

AXA Basic Care may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.

Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!

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