AXA Basic Care Review

The complete Pros and Cons on AXA Basic Care

AXA Basic Care product details

  • Non-participating policy – Integrated Shield Plan Rider
  • An add-on to your AXA Shield plan
  • Offers complete coverage from the first dollar up by taking care of the Deductible and Co-insurance portions of your hospital bill

Read AboutIntegrated Shield Plan: How does it work?

Read AboutIntegrated Shield Plan: 4 things you should be aware of

Features of AXA Basic Care at a glance

Based on the option with the highest coverage, AXA Basic Care Plan A

Inpatient hospital treatment

  • Emergency overseas treatment: As charged, limited to costs of Singapore private hospitals
  • Planned overseas treatment: N.A.
  • Pre-hospitalisation treatment: Up to 180 days
  • Post-hospitalisation treatment: Up to 365 days

Outpatient hospital treatment

  • Chemotherapy for cancer: As charged
  • Immunotherapy for cancer: As charged
  • Renal dialysis: As charged
  • Post-hospitalisation follow-up TCM treatment: N.A.

Unique Benefits

  • N.A.

*IMPORTANT* AXA Basic Care is an add-on to AXA Shield (Integrated Shield Plan). The rider cannot be purchased without the basic Integrated Shield Plan.

Read AboutNo budget for financial planning?

Read About: 3 Best Integrated Shield Plans and riders (2023 Edition) *Updated*

AXA Basic Care may be suitable if you are looking for

AXA Basic Care may potentially be a good fit if the following matters to you:

  • Hospitalisation and medical insurance coverage
  • Integrated Shield Plan or Integrated Shield Plan riders
  • Reducing hospitalisation and medical expenses
  • Paying premium using MediSave Funds
  • Daily hospitalisation income with an Integrated Shield Plan rider

AXA Basic Care may not be suitable if you are looking for

AXA Basic Care may potentially be a bad fit if the following matters to you:

  • Surrender value, Integrated Shield Plan and/or Integrated Shield Plan riders have no cash value

What is the annual premium for AXA Integrated Shield Plan and rider based on my age?

Refer to the drop down below for premium table for AXA Shield Plan A and AXA Basic Care Rider.

The table below shows the annual premiums for AXA Shield Plan A and AXA Basic Care Rider.

This allows 100% claims for the first dollar up, for hospitalisation and medical treatment in private hospital.

Age AXA Shield Plan A
(Actual Premium/ Nett premium payable after using MediSAVE)
AXA Basic Care Rider
(Premium for rider must be fully paid by cash)
1 S$148/ S$0 S$264
2 S$148/ S$0 S$264
3 S$148/ S$0 S$264
4 S$148/ S$0 S$264
5 S$148/ S$0 S$264
6 S$148/ S$0 S$264
7 S$148/ S$0 S$264
8 S$148/ S$0 S$264
9 S$148/ S$0 S$264
10 S$148/ S$0 S$264
11 S$148/ S$0 S$264
12 S$148/ S$0 S$264
13 S$148/ S$0 S$264
14 S$148/ S$0 S$264
15 S$148/ S$0 S$264
16 S$148/ S$0 S$264
17 S$148/ S$0 S$264
18 S$148/ S$0 S$264
19 S$148/ S$0 S$309
20 S$148/ S$0 S$309
21 S$173/ S$0 S$322
22 S$173/ S$0 S$322
23 S$173/ S$0 S$322
24 S$173/ S$0 S$322
25 S$173/ S$0 S$322
26 S$173/ S$0 S$322
27 S$173/ S$0 S$322
28 S$173/ S$0 S$322
29 S$173/ S$0 S$322
30 S$173/ S$0 S$322
31 S$283/ S$0 S$322
32 S$283/ S$0 S$322
33 S$283/ S$0 S$322
34 S$283/ S$0 S$322
35 S$283/ S$0 S$322
36 S$283/ S$0 S$322
37 S$283/ S$0 S$322
38 S$283/ S$0 S$322
39 S$283/ S$0 S$322
40 S$283/ S$0 S$322
41 S$484/ S$0 S$327
42 S$484/ S$0 S$327
43 S$484/ S$0 S$327
44 S$484/ S$0 S$327
45 S$484/ S$0 S$327
46 S$603/ S$0 S$374
47 S$603/ S$0 S$374
48 S$603/ S$0 S$374
49 S$603/ S$0 S$374
50 S$603/ S$0 S$374
51 S$818/ S$218 S$412
52 S$818/ S$218 S$412
53 S$818/ S$218 S$412
54 S$818/ S$218 S$412
55 S$818/ S$218 S$412
56 S$998/ S$398 S$570
57 S$998/ S$398 S$570
58 S$998/ S$398 S$570
59 S$998/ S$398 S$570
60 S$998/ S$398 S$570
61 S$1,313/ S$713 S$859
62 S$1,313/ S$713 S$859
63 S$1,313/ S$713 S$859
64 S$1,313/ S$713 S$859
65 S$1,313/ S$713 S$859
66 S$1,885/ S$1,285 S$1,275
67 S$1,885/ S$1,285 S$1,275
68 S$1,885/ S$1,285 S$1,275
69 S$1,885/ S$1,285 S$1,275
70 S$1,885/ S$1,285 S$1,275
71 S$2,452/ S$1,552 S$1,547
72 S$2,452/ S$1,552 S$1,547
73 S$2,452/ S$1,552 S$1,547
74 S$2,915/ S$2,015 S$1,600
75 S$2,915/ S$2,015 S$1,600
New application or switching of Integrated Shield Plan/ rider is not allowed after age 75.
76 S$3,488/ S$2,588 S$1,651
77 S$3,488/ S$2,588 S$1,651
78 S$3,488/ S$2,588 S$1,651
79 S$3,906/ S$3,006 S$1,691
80 S$3,906/ S$3,006 S$1,691
81 S$4,377/ S$3,447 S$1,894
82 S$4,377/ S$3,447 S$1,894
83 S$4,377/ S$3,447 S$1,894
84 S$4,899/ S$3,999 S$2,125
85 S$4,899/ S$3,999 S$2,125
86 S$5,489/ S$4,589 S$2,248
87 S$5,489/ S$4,589 S$2,248
88 S$5,489/ S$4,589 S$2,248
89 S$6148/ S$5,248 S$2,474
90 S$6148/ S$5,248 S$2,474
91 S$7,483/ S$6,583 S$2,705
92 S$7,483/ S$6,583 S$2,705
93 S$7,483/ S$6,583 S$2,705
94 S$7,942/ S$7,042 S$2,889
95 S$7,942/ S$7,042 S$2,889
96 S$8,807/ S$7,907 S$2,997
97 S$8,807/ S$7,907 S$2,997
98 S$8,807/ S$7,907 S$2,997
99 S$9,865/ S$8,965 S$3,065
100 S$9,865/ S$8,965 S$3,065

AXA Shield Plan A and AXA Basic Care Rider annual premium table

Refer to our FAQs On Integrated Shield Plan And Riders for everything you need to know about upgrading your MediShield hospitalisation and medical treatment coverages.

Further considerations on AXA Basic Care

  • How much will AXA or AXA Basic Care premium increase as I age?
  • How does AXA Basic Care compare with Integrated Shield Plan and/ or Integrated Shield Plan riders from other insurance companies?
  • Can AXA Basic Care fulfil my financial insurance, health and protection needs?

The above information may not fully highlight all the product details and features on AXA Basic Care. Talk to us or seek advice from a financial adviser before making any decision about AXA Basic Care.

Compare across all Integrated Shield Plans and riders!

Compare before you commit so you don’t have to regret later on. Depending on your medical and hospitalisation needs, the premium payable differs across insurers. Why pay more for what you do not need or short-charge on features and benefits by paying a little more?

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Get exactly what you need for your MediShield LIFE upgrade by using our Integrated Shield Plans and rider comparison platform. Go on, its 100% free!

Is AXA Basic Care suitable for me?

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    Integrated Shield Plan/ Rider selector

    Just 5 simple questions to get you the most suitable Integrated Shield Plan/ Rider, based on your required medical and hospitalisation requirements.

    In the event of hospitalistion/ illness, where would you like to seek treatment?

    Would you prefer your hospitalisation and medical bills fully covered?

    (Additional premium via cash will be required.)

    Do you need a daily income during the period of hospitalisation?

    (Additional premium via cash will be required.)

    Would you wish to look into additional features and benefits?

    (Additional premium via cash will be required.)

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    Before you go...
    AXA Basic Care may be a good fit towards your current financial goals. However, there could be way more plans out there with features and/ or benefits that could be more relevant to you at a lower cost.
    Drop us a message and find out about customised options across multiple insurance companies. You deserve to get the best out of your hard-earned savings!


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