HSBC Life Sapphire Prestige Income II is a whole life plan that provides you with regular income to complement your savings so you can enjoy your retirement with peace of mind.
HSBC Life Sapphire Prestige Income II product details
- Life policy – Universal Life Insurance
- Flexible premium term.
- Choose from a single or regular premium payment term of 3 years, either in SGD or USD.
- Hassle-free application.
- Enjoy coverage on death and terminal illness or accidental death, with no medical examination required.
- Enjoy a lifetime of regular income.
- Start receiving monthly payouts from as early as the end of the 13th month up to age 120 of the original life insured. Or, you can choose to accumulate your regular income for potential higher returns.
- Replacement of life insured..
- Option to change the life insured up to three times during the policy term for both corporate and individual policies.
- Unemployment support benefit.
- You have the option to defer your regular premiums payment up to 365 days in the event of unemployment.
- Immediate policy cash value.
- Get guaranteed cash value equivalent to 80% of the premium paid from day 1 for single premium policies.
- Maturity benefit.
- Receive a lump sum payout when the policy matures at age 120.
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Features of HSBC Life Sapphire Prestige Income II at a glance
Cash and Cash Withdrawal Benefits
Cash value: Yes
Cash withdrawal benefits: No
Health and Insurance Coverage
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Health and Insurance Coverage Multiplier
Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No
Optional Add-on Riders
Nil
Additional Features and Benefits
Yes.
For further information and details, refer to HSBC Life website. Alternatively, fill-up the form below and let us advise accordingly.
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Is HSBC Life Sapphire Prestige Income II suitable for me?
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