NTUC Income Hospital Care Insurance

The complete Pros and Cons on NTUC Income Hospital Care Insurance

NTUC Income Hospital Care Insurance is a hospitalisation insurance plan that pays you cash per day of hospital confinement due to injuries from accidents along with other medical benefits

NTUC Income Hospital Care Insurance product details

  • Non-participating policy – Stand Alone Policy (Health Insurance)
  • Age of entry
    • 30 days to 60 years old (renewable up to age 65)
  • 3 Protection Plans; coverage increases accordingly
    • Classic, Deluxe Preferred
  • Premiums Flexibility
    • You can choose to pay monthly or yearly premiums
  • Daily Hospital Cash; up to 730 days
    • Receive up to $300 per day of hospitalisation
  • ICU Triple Cover; up to 60 days
    • Receive up to $900 (3x Daily Hospital Cash) per day of hospitalisation in the ICU
  • Home Recovery Benefit
    • Receive up to $150 per day of medical leave (MC) after hospitalisation, up to 5 days
  • Additional Reimbursements; receive reimbursements for:
    • Day surgery (up to $1,200 per incident)
    • Emergency outpatient expenses to treat an injury (up to $1,200 within 48 hours to 30 days of the accident)
    • Ambulance expenses (up to $500 per policy year)
  • Worldwide Coverage
    • Enjoy coverage even outside Singapore

Read also: How much insurance coverage do you need?

Features of NTUC Income Hospital Care Insurance at a glance

Cash and Cash Withdrawal Benefits

Cash value: No
Cash withdrawal benefits: No

Health and Insurance Coverage

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Health and Insurance Coverage Multiplier

Death: No
Total Permanent Disability: No
Terminal Illness: No
Critical Illness: No
Early Critical Illness: No

Optional Add-on Riders


Additional Features and Benefits


For further information and details, refer to NTUC Income website. Alternatively, fill-up the form below and let us advise accordingly.

Read also: Where do you start with financial planning?

Is NTUC Income Hospital Care Insurance suitable for me?

Contact InterestGuru using the form below. Our panel of licensed financial advisers will advise accordingly, based on your financial profile and protection needs.

All financial reviews and proposals provided are 100% free of charge. There will be no obligation to take up any proposed financial products or services in any way.

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